Welcome:

Health Savings Virginia
is dedicated to providing you with the assistance you need in setting up a Health Savings Account (HSA). We understand how difficult it is to see your hard-earned money drain away to health care insurance that isn't always used and doesn't supply the quality service and products you deserve.

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Anthem Blue Cross and Blue Shield

Health Savings Accounts (HSA) work for you by breaking up the money you would normally spend on health care insurance and restructuring it. A portion of the money currently spent on existing insurance will be put towards a qualified higher-deductible plan with the remainder going into a Health Savings Account (HSA).

HSA Advantages include:

Tax Benefits! Tax-Deductible Self-employed contributions to the HSA are 100% deductible -- just like an IRA. Contributions by employers are deductible -- Just like health plan premiums! Tax-Free Withdrawals for medical care are never taxed Tax-deferred Interest earnings accumulate tax-deferred and if used for medical care are tax-free Health Coverage Benefits! Major Medical Benefits Simple. No coinsurance, 100% coverage after the deductible is met Predictable One deductible per family. Comprehensive Quality major medical, including preventive care and prescription drugs. Savings Account Benefits! First Dollar Savings can be used to help pay the deductible and for non-covered expenses such as dental and vision Security Savings reduce or eliminate annual out-of-pocket exposure. Pool of money Savings not used are the client's to keep